Straight Talk is a smaller carrier, also known as an MVNO, that operates on all four of the major networks: Sprint, T-Mobile, Verizon, and AT&T. As far as MVNOs go, Straight Talk is a pretty good option all around with their selection of networks and phones. This guide will walk you through the best Straight Talk phones.
Straight Talk Phones: iPhone
When it comes to iPhones, don’t worry, iGotYouCovered. Straight Talk has all the most recent iPhones from the iPhone XR, XS Max, and XS, to the iPhone 6s. If you’re looking for a high-end phone with mid-range pricing, you can snag the iPhone X for $700 upfront! They also have all five of our top iPhone picks, so you can be sure you’ll have the best product when you buy from Straight Talk.
Straight Talk Phones: Android
There are no shortages of Straight Talk Android phones to choose from. You can buy anything from the most expensive phone on the market right now, the Galaxy S10+, to the much less expensive Motorola Moto G6. You also have a bunch of brands to choose from including ZTE and LG.
Cheap Straight Talk Phones
If you want to save money on your plan and phone, Straight Talk is a great option. Not only can you find the best devices on the market but you can also find very inexpensive phones. Phones like the LG Stylo 4, Galaxy J7 Crown, and the LG Fiesta LTE are each under $150 and have all of the basics you need from cell phone. There are more than a dozen similar phones all under $200 that perform just as well, so you’ll definitely be able to find one perfect for you.
How to Buy a Straight Talk Phone
To buy a phone from Straight Talk, you can either buy one outright or lease-to-own. If you have the cash to spare, buying outright might be your best option, but if you want to save money in the short term, lease-to-own is for you.
When you buy outright, you own the phone from day one. If it’s not a financial burden for you, buying outright will save you money in the long run because you won’t be charged any interest.
If you choose the lease-to-own option, you pay for your phone in small amounts each month in 15- or 24-monthly payments. You will lease your phone through Smartpay, a third-party company. Depending on your credit, Smartpay will charge you interest and request a specific amount of money for a down payment. If you miss a monthly bill, your cell service will get shut off until you complete the payment. Smartpay does allow you pay your phone off early for a fee, although the early payoff option isn’t available in MN, NJ, WI, and WY due to state laws. If you want to return your phone before your lease is up, you can return it to Smartpay for no extra cost.
Keep in mind that you won’t own your phone until you complete all your payments.
Bring Your Own Phone to Straight Talk
If you want Straight Talk service but already have a phone, you can bring it with you as long as it’s compatible. To check compatibility with Straight Talk’s network, find your IMEI (identification number) and input it into Straight Talk’s IMEI database. Once you know if your phone works with Straight Talk, you can pick a Straight Talk plan, port your number, then you’re off to the races!